Trust matters. Here’s exactly how we work.

Government sources first. Always.

The number on a BillCraft page exists because a primary source says it exists. We use a strict three-tier hierarchy:

What we do not cite: blog posts, YouTube videos, Reddit threads, ChatGPT outputs, or anonymous social-media takes. These are sometimes useful for spotting topic gaps; they are never acceptable as evidence for a number, threshold, or rule.

When a page makes a specific quantitative claim — “TDS at 10% under section 194-I if rent exceeds ₹6 lakh per year” — the section reference is inline and, where useful, linked. If we cannot tie a claim to a Tier-1 or Tier-2 source, the claim does not get published.

Every calculator is portal-verified.

Before a calculator goes live, its output is tested against the actual government portal for at least three representative input sets — usually low-income, mid-income, and high-income scenarios that exercise different slab/surcharge/rebate paths.

• Income Tax Calculator — outputs compared against the Income Tax Department’s own “Tax Calculator” widget on incometax.gov.in for both Old and New Regime.
• GST ITC, HSN, Stamp Duty — cross-checked against CBIC’s GSTN portal, the HSN finder, and the respective state stamp-duty schedule.
• FD, RD, EMI, NPS, PPF, SIP — cross-checked against the official calculators on RBI’s public website and the respective fund-house calculators where available.

If our number doesn’t match the portal’s number to the rupee, our number is wrong, full stop. We do not ship calculators that disagree with the source-of-truth portal.

Every guide article goes through the same drill: every numeric claim is traced back to a Tier-1 or Tier-2 source by the writer, and re-verified by the editor before publish. Quotes from circulars are checked against the original PDF, not paraphrased from secondary coverage.

Reviewed yearly. Updated the day a rule changes.

Indian tax rules change frequently — in the annual Finance Act, in mid-year CBDT/CBIC circulars, and in occasional emergency notifications. Our update commitments are:

• Annual review — every calculator and every tax-rule page is re-audited within 30 days of the Finance Act receiving Presidential assent. Slabs, surcharges, rebates, thresholds, and any newly inserted or omitted sections are updated and re-tested.
• Mid-year updates — when a CBDT/CBIC circular changes a rule we’ve published about (e.g., a TDS threshold revision), the affected page is updated within 7 working days of the circular’s issue date.
• Visible date stamps — the “Updated” date and a one-line summary of what changed appears at the top of every materially-revised page.

For evergreen content (e.g., “How quarterly compounding works”), an annual freshness pass ensures examples and screenshots reflect the current portal UI.

No paid placements. None.

BillCraft does not currently take money to recommend a product, broker, bank, mutual fund, insurer, or tax-filing platform. We do not run sponsored articles, paid “reviews”, or affiliate links.

If we ever introduce affiliate links in the future (for example, links to brokers when reviewing a category), they will be:

• Disclosed at the top of every page that contains one
• Marked with rel="sponsored" as Google requires
• Listed exhaustively on this page
• Subject to the rule that we will not recommend a product we have not personally used or independently verified

Comparison pages (e.g., BillCraft vs Vyapar) are nominative-fair-use commentary. We earn nothing if a reader chooses a competitor — we publish those pages because they answer a real search query honestly.

Wrong? Tell us. Fixed within 48 hours.

We are human. Despite portal-verification, source-tier hierarchy, and editor review, errors do slip through — especially in the days after a Finance Act when interpretations are still firming up. Our corrections policy:

1. Report — email supportbillcraft@gmail.com or use the contact form with the page URL and what you believe is wrong.
2. Triage — we acknowledge receipt within 24 hours. If the page is materially wrong, we put a temporary “Under review” banner at the top.
3. Verify — we re-check against Tier-1 and Tier-2 sources and, if a calculator is involved, re-run it against the official portal.
4. Fix — correct the page within 48 hours of confirmation.
5. Disclose — add a visible “Correction” note at the top of the page stating what was wrong, what is now correct, and the date of the change. Old wrong claims are struck through, not silently deleted.

Where appropriate, we credit the reader who reported the error (with consent).

Who actually writes this.

The majority of BillCraft’s content is currently written and edited by the founder, Prashant — an engineer-turned-finance-educator who has filed his own ITR for 7+ years, was a GST-registered freelancer 2020–2024, and has personally operated a small bootstrapped business. His full credentials, experience, and the strict scope of what he writes about are listed on the author page.

Where a guest contributor publishes (e.g., a practising Chartered Accountant on a niche topic), they are flagged at the top of the article with:

• Full name and professional designation (CA, CS, advocate, etc.)
• Membership number where applicable (ICAI, ICSI, BCI)
• Practice firm or current employer (if disclosed)
• A short bio establishing relevant experience on the article’s topic

Pieces reviewed (rather than authored) by a domain expert carry a “Reviewed by …” line with the same credential detail.

AI drafts. Humans verify.

We use large-language-model assistance for first-draft structure, copy-edit suggestions, and to rephrase long quotes from circulars into plainer English. We are transparent about that — this paragraph itself is, in part, AI-assisted.

Where AI is used, the following human-in-the-loop rules apply without exception:

• Every numeric claim, threshold, section reference, and date is fact-checked by a human against the appropriate Tier-1 or Tier-2 source before publish.
• Every calculator’s formula is hand-written by the engineering team (Prashant), not generated by AI and dropped in.
• Quotes from statutes, circulars, or court judgments are pulled directly from the source document — not summarised from a chat window.
• AI is not used to generate fake author bios, fake credentials, fake testimonials, fake user reviews, or fake screenshots.

We treat AI the way newsrooms treat a research assistant: useful, fast, and occasionally wrong — therefore never trusted with the final word on a fact.

Generic information, not personalised advice.

BillCraft’s guides and calculators provide generic information based on publicly available statutes and government rules as of the date noted on each page. They do not constitute:

• Personalised tax advice (which requires a Chartered Accountant aware of your full financial position).
• Investment advice (we are not SEBI-registered investment advisors).
• Legal advice (consult a tax advocate or solicitor for litigation, search-and-seizure, appeals).

For any material decision — large capital-gains exit, business restructuring, NRI residency, tax-notice response — consult a practising professional. Our calculators are best understood as second-opinion sanity checks, not as the basis of a filed return.

Questions about a specific clause in this policy? Email supportbillcraft@gmail.com. We’ll either clarify or amend the policy — with a dated changelog at the bottom of this page once changes accumulate.